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近年来,银行业与保险业的合作日趋密切,商业银行代理保险业务增长迅猛,银行代理保险产品呈现出种类多、分类杂的特点。由于消费者对保险产品了解较少,又对其收益期望较高,由此引发了大量纠纷。事件回放2016年年底,重庆市70岁的向老师向工商局投诉称,自己于2011年6月9日到农业银行办理定期存款时,一位身着银行工作服的工作人员主动向他介绍人寿保险,以每
In recent years, the cooperation between the banking industry and the insurance industry has become increasingly closer. The insurance business of the commercial banks has been growing rapidly. The insurance products of the bank agents have shown the characteristics of many kinds and miscellaneous categories. Due to consumers less understanding of insurance products, and their higher earnings expectations, which led to a large number of disputes. Event Replay The end of 2016, Chongqing 70-year-old to the Trade and Industry Bureau complained that when he went to the Agricultural Bank of China on the 9th of June 2011 time deposits, a staff dressed in bank uniforms volunteered to introduce him to life insurance To each