一段时间以来,特别是我国步入市场经济后,提高经济效益这一问题,已引起了中央和地方各级领导的高度重视。江泽民同志在全国经济工作会议上指出,经济发展要有新思路,要真正转到以提高经济效益为中心的轨道上来。最近江泽民、李鹏分别为《中国经济效益纵深行》大型系列调研宣传活动题词:“要走出一条既有较高速度又有较好效益的国民经济发展路子”,“经济工作,效益为先”。保险业作为经营风险的特殊行业,其自身经济效益如何体现又如何提高?自身效益和社会效益是什么关系并如何统一?众说纷纭,各执己见。马永伟总经理最近在人保系统分公司总经理座谈会上明确指出:“发展必须讲求经济效益,业务增长要建立在实实在在的基础上,增长速度必须是有 For some time now, especially after China entered the market economy, the issue of raising economic efficiency has drawn great attention from the leaders at the central and local levels. Comrade Jiang Zemin pointed out at the National Economic Work Conference that there should be new ideas in economic development and that it should really turn to the track centered on raising economic efficiency. Recently Jiang Zemin and Li Peng were the inscriptions on a series of large-scale research and publicity campaigns entitled “Deep Deepening Economic Benefits in China” respectively: “We must step out of a path of national economic development that has both higher speed and better economic returns,” and “economic work and efficiency first.” As a special business risk management, how to improve its own economic benefits? What is the relationship between self-interest and social benefits and how to unify? Ma Yongwei, general manager of the PICC system recently General Manager Symposium made it clear: "Development must focus on economic efficiency, business growth should be based on a real foundation, the growth rate must be there