全国农村信用社小额农贷正开办得红红火火，取得了政府、农信社和农户三方满意的良好效果，确实是“利国、利民、利社”的世纪工程。但在推广过程中，部分基层社反映也有一些与此不相协调的声音。在一些农户中存在着小额农贷是政策性贷款的错误认识。同时农信社前一阶段工作重 The small-scale rural credit cooperatives in rural areas have been booming and have achieved good results from the tripartite satisfaction of the government, rural credit cooperatives and farmers. This is indeed the century-long project of “benefiting the country, benefiting the people and benefiting the community.” However, during the promotion process, some grassroots organizations also reported some uncoordinated voices. In some farmers, there is a small amount of agricultural credit loans is a misunderstanding of policy. At the same time, rural credit cooperatives heavy work in the previous stage