目前,有许多人认为公积金的存款利率很低,钱存在公积金账户里不划算。于是,他们在购房、建房、私房翻建和大修时,在现有资金充裕的情况下,还借机将住房公积金提取出来。但公积金提取出来之后,却又没有很好的投资去处,于是将其作为一年期的储蓄定期存款。这样一来,名义上是赚了, At present, many people think that the deposit rate of the provident fund is very low, and it is not worth the money in the provident fund account. As a result, they also took the opportunity to extract the housing accumulation fund when they purchased houses, built houses, rebuilt and overhaul their houses, and provided sufficient funds were available. However, after the fund was withdrawn, there was not a good place to invest, so as a one-year deposit term deposit. As a result, the name is earned,