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2015年以来,工商银行台州分行积极响应市委、市政府对小微企业金融扶持的政策导向,加快小微金融服务创新步伐,持续加大小微信贷投放力度。截至9月末,该行小微贷款余额280.5亿元,较年初新增17.6亿元,增量居全省工行系统首位,圆满完成监管部门“三个高于”的目标,为推进“浙江省小微企业金融服务改革示范区”建设、促进小微金融服务“二次腾飞”做出了积极的贡献。随着经济“三期叠加”的到来,小微企业经营压力大、成本上升、融资困难等问题开始集中显现,小微信贷风险也整体呈上升趋势。“是继续拓展小微市场,还是为控风险敬而远之”令许多银行难以抉择。就在其他银行还踟蹰不前的时候,工商银行浙江分行营销专家兼台州分行行长
Since 2015, Industrial and Commercial Bank of China Taizhou Branch has responded positively to the policy guidance of municipal government on the financial support for small and micro enterprises, accelerated the pace of innovation in small and micro financial services, and continued to increase the investment in WeChat credit. As of the end of September, the bank’s micro-loan balance reached 28.05 billion yuan, an increase of 1.76 billion yuan from the beginning of the year, ranking the first place in the province’s ICBC system. The Bank successfully completed the regulatory authorities’ Zhejiang Province, small and micro enterprises financial services reform demonstration area “construction, and promote small and micro financial services ” second takeoff “made a positive contribution. With the advent of the economic ”three-phase overlay“, the problems of small and micro enterprises operating under pressure, rising costs and financing difficulties started to emerge. As a whole, the risks of small and micro loans also showed an overall upward trend. ”To continue to expand the small and micro market, or to stay away from risk control" makes many banks difficult to choose. Just before the rest of the banks, the marketing expert and head of Taizhou Branch of ICBC Zhejiang Branch