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信用评级是指独立的第三方机构对债权人如期足额偿还债务本息的能力和意愿进行评价,并用简单的符号表示其违约风险和损失的严重程度的经济行为。在发达国家,信用评级已成为解决市场经济各
Credit rating refers to the independent third-party agencies to creditors on time and in full repayment of the principal and interest of debt to assess the ability and willingness to use simple symbols to represent the risk of default and the severity of the economic loss. In developed countries, credit rating has become a solution to market economy