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本文主要对交强险存在的问题进行分析,如对交强险法律、法规之间不协调、保费过高、投保率过低等问题进行分析。针对交强险存在的问题从不同的角度提出解决措施,如建议协调法规、降低保费、提高投保率等。希望通过这些建议完善交强险制度,促进交强险法律制度在司法实践中的运用,进而保障交通事故受害人的基本利益,促进社会矛盾化解。
This article mainly analyzes the problems existing in the compulsory insurance, such as the uncoordinated laws and regulations, the high premium, the insured rate is too low and so on. To deal with the existing problems of strong insurance, we put forward solutions from different perspectives, such as recommending the coordination of laws and regulations, lowering premiums and raising the insurance rate. It is hoped that these proposals will improve the system of handing over strong insurance and promote the application of the legal system of strong insurance in judicial practice so as to protect the basic interests of victims of traffic accidents and promote the resolution of social conflicts.