经过几十年的发展,起源于美国的信用卡,以其非现金交易、方便消费者、快捷安全的特点,风行于世界各国。目前,全球信用卡的发行量已数以十亿张计(单是在美国,流通的各种信用卡已不下10亿张),通过信用卡的签帐金额数以万亿美元计(单是两种全球通用卡的签帐额去年已达9000亿美元)。信用卡的发行者,已从银行及 After decades of development, credit cards originated in the United States have become popular in countries around the world for their non-cash transactions, convenience for consumers, and fast and safe features. At present, the circulation of credit cards worldwide amounts to 1 billion bills (in the United States alone, the number of various credit cards in circulation is no less than 1 billion), and the amount of credit card transactions is trillions of dollars (only two kinds of global The amount of general card spending reached 900 billion U.S. dollars last year.) The issuer of the credit card has been from the bank and