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随着我国经济发展水平和人民收入的提高,我国居民家庭金融投资也越来越多,在金融危机的背景下,金融市场发展不稳定,投资收益和投资风险并存。本文通过对家庭金融投资的基本理论进行研究,分析我国居民家庭金融投资的现状和存在问题以及影响家庭金融投资的风险因素,提出金融危机背景下防范家庭金融投资风险的措施,为我国居民家庭金融投资的健康发展提供理论参考。
With the improvement of China’s economic development and people’s income, the family financial investment of our country is also more and more. Under the background of the financial crisis, the development of the financial market is unstable and the investment returns and investment risks coexist. This paper studies the basic theory of family financial investment, analyzes the current situation and existing problems of household financial investment in our country and the risk factors that affect family financial investment, puts forward measures to guard against family financial investment risk in the context of financial crisis, Provide a theoretical reference for the healthy development of investment.