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什么是住房公积金?住房公积金。是指国家机关、国有企业、城镇集体企业、外商投资企业、城镇私营企业及其他城镇企业、事业单位、民办非企业单位、社会团体(以下统称单位)及其在职职工缴存的长期住房储金。职工个人缴存的住房公积金和职工所在单位为职工缴存的住房公积金,属于职工个人所有。有条件的地方,城镇单位聘用进城务工人员,单位和职工可缴存住房公积金;城镇个体工商户、自由职业人员可申请缴存住房公积金,月缴存额的工资基数按照缴存人上一年度的月平均纳税收入计算。
What is housing provident fund? Housing provident fund. Refers to the long-term housing deposit paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social groups (collectively referred to as “units” . The individual housing provident fund paid by the employees and the units where the employees are located shall be the housing provident funds paid by the employees and belong to the employees and individuals. Where conditions permit, urban units employ urban migrant workers, units and employees can deposit housing provident fund; urban individual industrial and commercial households, freelance workers may apply for payment of housing provident fund, the monthly payment of the base pay according to the depositors last Annual average monthly tax calculation.