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从目前各地的农业保险试点情况来看,在运作模式的选择上,大都是采取专业保险公司主导的模式,政府采取财政补贴的方式。但是由于我国目前还没有形成一个完全的农业保险市场,农民对农业保险的需求不足以支持一个商业化的农业保险市场,同时农业保险的低收益甚至负收益的局面,也导
From the current situation of agricultural insurance pilot around the point of view, in the choice of mode of operation, mostly taken by the professional insurance company-led model, the government adopted the financial subsidies. However, due to the fact that there is not a complete agricultural insurance market in our country yet, the demand of farmers for agricultural insurance is not enough to support a commercial agricultural insurance market. At the same time, the low-yield and even negative return of agricultural insurance also leads