企业转换经营机制现状及对信贷资产的影响●陈碧波企业走向市场，产品面向市场，其核心是企业通过市场来不断灵活地调度生产经营，调整产品结构，适应市场变化。银行在发放贷款时，也应按市场经济规律掌握，以销售、以效益为标准。而目前银行对企业资金大包大揽，不利于企... The status quo of the business transformation mechanism and its impact on credit assets ● Chen Bibo The enterprise is marketed to the market and its products are oriented to the market. The core of the business is the constant and flexible deployment of production and management by the market, the adjustment of the product structure and changes in the market. Banks in the distribution of loans, but also should be based on the laws of the market economy to sales, to benefit as the standard. At present, the bank big package of corporate funds, is not conducive to the business ...