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要优化资金链。在“大众创业、万众创新”的热潮中,摆在众多“创客”面前的难题依然是资金问题。商业银行应该以满足客户需求为前提,不断优化资金链,充分发挥互联网金融准入门槛低、审批时效快、综合利率优惠等优势,整合新型融资渠道,为“创客”量身打造融资计划。要串起产业链。要由坐商变为行商。深入开展“深耕四区”普惠金融活动,构筑“创客”接触、跟进营销、商机发掘、产品销售、在线业务办理的全链条经营模式。要不断整合客户上下游产业链条,搭建从产品购置、加工到运输、销售等一条龙的跟进式服务,与“创客”一起共想思路、共谋出路。
To optimize the funding chain. In the “public entrepreneurship, innovation,” the boom, placed in front of many “maker ” is still the problem of funding problems. Commercial banks should optimize the capital chain to meet the needs of customers, optimize the capital chain, give full play to the advantages of low barriers to entry of the Internet finance, quick approval of approval and preferential interest rates, and integrate new financing channels to create financing for the “maker” plan. To string together the industrial chain. To change from sitting business into a trader. In-depth development of “deep plowing” four areas “inclusive financial activities, build ” hit customers “contact, follow-up marketing, business opportunities, product sales, online business for the entire chain business model. To continue to integrate the upstream and downstream industries, the customer chain, from product purchase, processing to transport, sales and other train of follow-up services, and ”Chong Ke" together think of ideas and seek common solutions.