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房地产金融风险是银行等金融机构为房地产业提供资金的筹集、融通、清算等金融服务活动中,由于各种事先无法预料的因素的影响,使金融机构的实际收益与预期收益发生背离,从而蒙受经济损失的可能性。房地产金融风险不仅包括单项业务、单个金融机构面临的风险,也包括整个房地产金融体系面临的风险。只有努力化解和防范房地产金融风险,才能促进房地产行业健康发展。
Real estate financial risk is the financial services activities such as banks and other financial institutions to raise funds for the real estate industry, financing, liquidation and other financial services, as a result of a variety of unpredictable factors, the actual financial institutions and expected return deviate from, and thus suffer The possibility of economic loss. Real estate financial risks not only include individual businesses, the risks faced by individual financial institutions, but also the risks facing the real estate financial system. Only by working hard to resolve and prevent real estate financial risks can we promote the healthy development of the real estate industry.