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高校养老保险制度是我国整个社会保障体系的一部分。作为计划经济体制下的产物,我国高校现行的养老制度越来越不能适应高校的发展,改革高校现有养老保险制度已成为时代的必然要求。职业年金制度,是建立多层次养老体制的关键,有利于推进高校养老保险体制改革。本文主要介绍目前我国高校养老保险制度体系和职业年金的相关概念,重点论述在高校建立职业年金制度的必要性和现实意义。
The university endowment insurance system is a part of our entire social security system. As a result of the planned economic system, the current pension system in colleges and universities in our country can not adapt to the development of colleges and universities more and more. Reforming the existing old-age insurance system in colleges and universities has become an inevitable requirement of the times. The occupational annuity system is the key to establishing a multi-level pension system and is conducive to promoting the reform of the institution of endowment insurance in colleges and universities. This article mainly introduces the related concepts of current system of college endowment insurance and occupational annuity in our country, and focuses on the necessity and practical significance of establishing occupational annuity system in colleges and universities.