通货膨胀对社会经济产生的破坏性影响之一,是当利率没有随预期的物价上涨率而相应调整时,就会使社会消费增加、储蓄减少,进而导致社会投资缩减。在通货膨胀情况下,人们对长期投资的积极性下降,对参加人寿保险的兴趣也大减。寿险作为一种投资方式,被保险人可通过缴付保险费来转移风险和获取经济保障。然而,由于受通货膨胀的影响,若干年后,当发生保 One of the devastating effects of inflation on socio-economy is that when interest rates are not adjusted correspondingly to the expected rate of price increases, social consumption will increase and savings will fall, leading to a reduction in social investment. In the case of inflation, people’s enthusiasm for long-term investment has dropped, and their interest in participating in life insurance has also been greatly reduced. Life insurance, as an investment method, insured can transfer risks and obtain economic security by paying premiums. However, due to the effects of inflation, a few years later, when insurance occurs