在我国当前的经济生活中,债务支付拖欠行为已经成为一种普遍的“强制性信用”现象和恶俗性竞争工具,并对社会经济以及国家的经济调控产生着重要的影响。由于我国一些产业已形成了对债务支付拖欠的高度依赖性,使得债务支付拖欠实际上成为对货币和合法信用的一种恶性“替代”。而且,一旦拖欠成为一种市场竞争的“常规武器”,那么,大多数企业都不得不把“主动拖欠”(有钱也不及时还债)作为一种常规性的经营策略。这就使得整个经济运行处于扭曲的状态。因此,消除或缓解支付拖欠现象必须进行综合治理。 In our country’s current economic life, the debt-paying default behavior has become a common phenomenon of “mandatory credit” and a vicious competitive tool, and has an important impact on the social economy and the state’s economic regulation. As some industries in our country have become highly dependent on debt default, the payment of debt owed actually becomes a vicious “alternative” to monetary and legitimate credit. Moreover, once default arose as a “conventional weapon” of market competition, most businesses had to resort to “active arrears” (rich or bad debt) as a normal business strategy. This puts the entire economy in a distorted condition. Therefore, eliminating or alleviating the problem of arrears must be managed in an integrated manner.