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小微企业贷款难,是我国经济长期存在的一个突出问题,在经济相对落后的地区尤为突出。这一难题能否得到妥善解决,关系到企业和金融机构的生存和发展,关系到国民经济的健康运转。笔者就此提出几点建议。
It is a longstanding problem in China’s economy that loans to small and micro enterprises are difficult, especially in areas with relatively backward economy. Whether this problem can be properly solved concerns the survival and development of enterprises and financial institutions and affects the healthy operation of the national economy. I make a few suggestions in this regard.