消费信贷是在买方市场条件下,银行向消费者提供的用来满足其消费方面货币需求的贷款.是市场经济条件下利用信贷手段促进消费品购销的重要方式。虽然,消费信 Consumer credit is a loan provided by banks to consumers to meet the demand for money in the consumer market under the buyer’s market conditions, which is an important way to promote the purchase and sale of consumer goods under the market economy. Although, consumer letter