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随着我国改革开放的深入和社会主义市场经济的建立,作为基础产业的交通运输业得到了迅速的发展,而且在今后的一段时间内,还将加速发展。机动车辆保险为交通运输业保驾护航起了十分重要的作用。中国人民保险公司(以下简称“人保公司”)恢复国内业务以来,积极发展机动车辆保险业务,共处理各种肇事赔案数十万件,为支持交通运输业的发展、安定人民生活发挥了任何部门不可取代的特殊作用。 机动车辆保险在人保公司业务中既是一个“元老险种”,也是一个拳头险种,同时也一个高赔付险种。因为其占产短险的比重很大,赔付又很高,严重影响着保险的自身效益和保险基金的积累,以山西省忻州地区
With the deepening of China’s reform and opening up and the establishment of a socialist market economy, the transportation industry as a basic industry has witnessed rapid development and will accelerate its development in the coming period. Motor vehicle insurance plays a very important role in the escort of the transportation industry. Since the People’s Insurance Company of China (PICC) has resumed its domestic operations, the People’s Insurance Company of China (PICC) has actively developed the motor vehicle insurance business and handled a total of hundreds of thousands of various types of accident cases. In order to support the development of the transportation industry, the people’s livelihood has played a Department of the special role can not be replaced. Motor vehicle insurance in the PICC business is not only a “veteran insurance” is also a fist insurance, but also a high claims insurance. Because of its large proportion of short-term insurance, payment is very high, seriously affecting the insurance of their own benefits and the accumulation of insurance funds to Xinzhou, Shanxi Province