在险寿险人病理赔历中中,记如载何的认主定诉被、保现病史、既往史等资料的民事证据法律效力,以判断其是否履行了如实告知的法定义务,是寿险理赔人员实务操作中必须解决的核心业务问题。同时,病历作为证据的法律效力的争议,又是必须解决的重要法律问题。本文试从笔者经历的一个 In the risk of life insurance claims in the record, such as record of what is recognized in the main claim was, the current history of the disease, past history and other civil evidence of legal validity to determine whether it has fulfilled the legal obligation of truthful disclosure is life insurance claims Key operational issues that must be addressed in personnel practices. At the same time, the controversy over the legal validity of medical record as evidence is another important legal issue that must be solved. This article tries from the author to experience one