不论传统应急管理还是现代应急管理,资金配置都是应急处置中的关键环节。这不仅因为资金是应急管理的重要支柱,更重要的是,资金短缺是每一次应急处置中难以避开的瓶颈,尤其在巨灾应对中,有限的资金通常难以应付无预兆的巨额损失。我们可以通过增加资金的来源来缓解症状,而保险资金即是我国最有潜力的来源之一。 Regardless of the traditional emergency management or modern emergency management, capital allocation are the key aspects of emergency response. This is not only because finance is an important pillar of emergency management. More importantly, a shortage of funds is a bottleneck that can not be avoided in every contingency. In particular, in catastrophic situations, limited funds are often difficult to cope with without warning. We can alleviate the symptoms by increasing the source of funding, which is one of the most potential sources in our country.