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日前笔者在现场检查中发现,部分商业银行对贷款五级分类的的操作存在不少具体问题值得重视:一、对清分工作认识不到位。一是没有真正理解贷款五级分类的现实意义,对分类工作报以敷衍态度,只图在形式上应付上级行的要求。二是个别基层商业银行的领导对贷款五级分类工作不愿投入
A few days ago I found in the field inspection, some commercial banks classified the operation of the loan there are many specific issues worthy of attention: First, the clear understanding of the work in place. First, we did not really understand the practical significance of the five-tier classification of loans. We submitted a perfunctory attitude to the classification work and only dealt with the formal requirements of the higher-level banks. Second, the leaders of individual grassroots commercial banks are not willing to invest in the five-tier classification of loans