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信贷资产监测,旨在提高贷款的安全性、流动性和效益性。经过几年的实践证明,信贷资产监测澄清了底子,为领导决策和指导工作提供了较为可靠的情况,增强了广大干部职工的责任感和紧迫感。然而,在稽核中也发现,监测工作在操作要求上以及帐表的设计上,都还存在一些问题。下面,笔者针对存在的问题谈点粗浅的看法。 一、现状 1、监测数据反映不够真实。实行信贷资产监测以来,清收非正常贷款任务被纳入硬指标考核,并与职工的切身利益挂
Credit asset monitoring aims to improve the safety, liquidity and profitability of loans. After several years of practice, credit asset monitoring has clarified the foundation and provided more reliable conditions for leadership decision-making and guidance and enhanced the sense of responsibility and urgency of the cadres and workers. However, during the audit, it was also found that there are still some problems in monitoring the operation requirements and the design of the account book. Here, I talk about the existing problems superficial view. First, the status quo 1, the monitoring data reflect not real enough. Since the implementation of credit asset monitoring, the task of collecting non-normal loans has been included in the assessment of hard indicators and is linked to the vital interests of workers