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在一家事业单位工作的张小姐手里一共有七八张银行卡,她经常搞不清楚每张卡里究竟有多少钱。最近,张小姐去银行分别打出每张卡的账户清单,算下来她一年竟累积了五万多元,可是一直以来,这些钱就这么白白零存着。再一看账户流水纪录,买股票的、购物的、转账的,许多钱自己都不知道花到哪去了。笔者问了身边的朋友,发现被这么多卡或存折搞得心烦的人还真不少,让钱一年到头随意躺在卡里放大羊的也大有人在。究竟应该怎么管理这一堆银行卡呢?专家认为,如果可能的话,要尽量减少开户银行数量,把钱集中到三张卡中。这三张卡按功能可划分成日常消费卡、投资卡和资金积累卡。
A total of seventy-eight bank cards in the hands of a work unit Miss Zhang, she often do not know how much each card how much money. Recently, Miss Zhang went to the bank respectively, each card account card list, count her year actually accumulated more than fifty thousand yuan, but all along, the money is so white and blank. Look at the account flow records, buy stocks, shopping, transfer, a lot of money do not know where to go flowers. I asked my friends and found that so many card or passbook get upset a lot of people, so that money throughout the year free to lay the sheep in Cary also a lot of people. How should we manage this pile of bank cards? Experts think, if possible, to minimize the number of bank accounts, the money concentrated in three cards. These three cards can be divided according to the function of daily consumption cards, investment cards and funds accumulation card.