本文通过对上海实施农业保险的历史经验的调研,总结了上海农业保险成功运作的几个关键方法和模式:政府补贴、“统保”、“共保”、“以险养险”。在上海这种较为特殊的都市农业的背景下,农业保险业务由于自然灾害较少以及政府补贴等因素得以顺利地开展。在市场经济条件下,上海采取了政策性农业保险商业化运作的办法为农业提供风险保障,对国内其他地区开展农业保险在一定程度上具有借鉴意义。 Based on the investigation of the historical experience of implementing agricultural insurance in Shanghai, this paper summarizes several key methods and modes for the successful operation of Shanghai agricultural insurance: government subsidies, “unified insurance”, “co-insurance” and “reinsurance insurance.” In the context of Shanghai, a relatively special urban agriculture, the agricultural insurance business was successfully carried out due to fewer natural disasters and government subsidies. Under the condition of market economy, Shanghai adopted the policy of commercialization of policy-based agricultural insurance to provide risk protection for agriculture. To some extent, it is of great significance to carry out agricultural insurance in other parts of China.