支票形式从纸质媒介向电子媒介发展不仅是科技进步的成果,也是货币市场发展的必然产物。面对新的票据形式,构建与之相适应的法律框架,是推进支票适应现代化支付手段的必要前提。其中重点在于解决电子支票的法律地位、支票截留以及电子签章三个问题。 The development of check forms from paper media to electronic media is not only the result of scientific and technological progress, but also the inevitable result of the development of the money market. Facing the new forms of negotiable instruments, building a legal framework that is compatible with them is a necessary prerequisite for advancing checks to modern payment means. The focus is on resolving the three issues of the legal status of electronic checks, the retention of checks and electronic signatures.