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中小企业信用体系建设工作是近年来人民银行推进社会信用体系建设的一项重要内容,旨在通过建立中小企业信用信息共享机制、培育和提高中小企业信用意识来推动解决中小企业融资难问题。2006年,按照人民银行总行统一部署,南京分行开始着手推进江苏省中小企业信用体系建设,截至2009年10月末,累计为江苏省38.57万户中小企业建立了信用档案。为进一步探索建立中小企业信用档案征集与更新的长效机制,提升中小企业信用信息服务水平,2008年,南京分行在常州、南通两市开展了一系列试点工作。
The construction of SME credit system is an important part of PBC promoting the construction of social credit system in recent years. It aims to promote the SME financing problem by establishing a credit information sharing system for SMEs and fostering and enhancing the credit awareness of SMEs. In 2006, in accordance with the unified plan of PBOC Head Office, Nanjing Branch started to promote the construction of SME credit system in Jiangsu Province. As of the end of October 2009, a total of 385.7 thousand SMEs in Jiangsu Province have established credit records. In order to further explore the establishment of a long-term mechanism for the collection and renewal of credit records of SMEs and improve the service level of credit information for SMEs, in 2008 Nanjing Branch conducted a series of pilot projects in Changzhou and Nantong.