论文部分内容阅读
为了准确及时地记录我国互联网金融发展的状况,北京大学互联网金融研究中心联合上海新金融研究院和蚂蚁金服集团,编制了一套“北京大学互联网金融发展指数”。该指数基于蚂蚁金服以及其他代表性的互联网金融企业的海量数据,形成了全国总指数,以及分属性、分业务、分地区指数等成果。以2014年1月份基期的全国互联网金融发展指数为100,全国互联网金融发展指数到2015年9月份达到316.3,充分证实了我国互联网金融快速发展的趋势。通过对分属性、分业务和分地区的互联网金融发展指数的进一步分析,也可以洞察我国金融发展和经济转型的更多规律。
In order to accurately and timely record the status of Internet finance in our country, Peking University Internet Finance Research Center jointly developed a new “Peking University Internet Finance Development Index” jointly with Shanghai New Finance Research Institute and Ant Financial Services Group. Based on the huge data of Ant Financial and other representative Internet financial enterprises, the index has formed the national total index and the achievements of sub-attribute, sub-business and sub-region index. Taking the national Internet finance development index as 100 in the base period of January 2014 as a whole, the national Internet financial development index reached 316.3 by September 2015, fully confirming the trend of rapid development of Internet finance in our country. Through further analysis of attribute index, sub-business and sub-region Internet finance development index, we can also understand more rules of our country’s financial development and economic restructuring.