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目的:利用风险理论探悉新农合制度设计。方法:采用风险测量技术研究农民疾病风险分类及其特点。结果:年龄、低收入、纯农业劳动是疾病风险发生的重要影响因素;慢性病与两周患病与住院风险密切相关;年人均门诊风险损失是住院的2倍,但住院风险度是门诊的115.4倍。结论:针对风险发生机制,新农合应该采取风险控制和风险财务处理的优化组合方式控制农民疾病风险。
Objective: Using risk theory to explore the new rural cooperative medical system design. Methods: Using risk measurement techniques to study the disease risk classification of peasants and their characteristics. Results: The age, low income and pure agricultural labor were the important influencing factors of disease risk. The chronic disease was closely related to the two-week prevalence and the risk of hospitalization. The per capita risk of outpatient service was twice that of hospitalization, but the hospitalization risk was 115.4 Times Conclusion: In view of the mechanism of risk occurrence, NCMS should take the risk management and risk management of the optimal combination of financial control of disease risk control farmers.