近年来,家庭在子女教育费用上的支出持续攀升,高额的支出以常规储蓄的方式来积累相当困难。虽然股票、基金等金融工具可能会有较大的投资收益,但高收益必然伴随着高风险,由于金融市场的不稳定性,这种投资可能会遭受一定损失。与之相比,保险产品风险很低,兼具保值增值功能,长期回报稳定,尤其是教育金保险,不失为一个好的选择。 In recent years, the expenditures of families on their children’s education expenses have continued to rise, and high expenses have accumulated quite hard by conventional savings. Although stocks, funds and other financial instruments may have a larger return on investment, high returns are inevitably accompanied by high risks. Such investments may suffer some losses due to the instability of financial markets. In contrast, the low risk of insurance products, both the value of the preservation and added value, long-term returns stable, especially the education of gold insurance, after all, a good choice.