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近来,频发的社会公共事件使得人们的安全意识不断强化,利用商业保险手段实现自我保护的意识日益提升。广大旅客希望获取安全保障,我国铁路客运保险制度明显滞后的局面亟待改变。改进铁路客运保险,需废止1951年起实施的《铁路旅客意外伤害强制保险条例》,重构铁路运输领域的商业保险体系。
Recently, frequent public-public events have made people’s awareness of safety continuously enhanced and the awareness of using commercial insurance means for self-protection has been increasing. The majority of passengers want to obtain security, the railway passenger insurance system in our country obviously lagging behind the situation to be changed urgently. To improve railway passenger transport insurance, it is necessary to abolish the “Regulations on Compulsory Insurance of Accidental Injury of Railway Passengers” implemented since 1951 and reconstruct the commercial insurance system in the field of railway transportation.