广西保险业如何结合民族地区的实际找准切入点,发展民族地区“三农”保险,使保险业真正惠及各族人民,特别是惠及广大农村居民,是民族地区保险业的责任所在。本文在调研的基础上通过分析广西民族地区“三农”保险发展现状及其制约因素,对发展和完善广西民族地区“三农”保险提出了具体的政策建议。 How the insurance industry in Guangxi combined with the reality of ethnic minority areas to find an entry point and develop “three rural” insurance in ethnic regions so that the insurance industry truly benefits people of all ethnic groups, especially the majority of rural residents, is the responsibility of the insurance industry in ethnic minority areas. Based on the investigation and research, this paper analyzes the status quo and the constraints of insurance development in Guangxi ethnic minority areas and puts forward specific policy recommendations for the development and improvement of the “three rural” insurance in Guangxi ethnic minority areas.