小微企业是我们国民经济里面不可或缺的内容,在社会进步里具备大型公司难以企及的独特优势。因为公司本身及国内经济制度等各种因素的制约,使得国内小微企业广泛存在难以融资难的情况。文章自小微企业进行融资的状况考虑,探究其难以融资的根本因素,且点明应对策略。 Small and micro enterprises are an indispensable element in our national economy and have unique advantages that the large companies can hardly match in their social progress. Because of the constraints of various factors such as the company itself and the domestic economic system, it is difficult for domestic small and micro-enterprises to make financing difficult. The article considers the status quo of financing for small and micro enterprises, explores the fundamental factors of difficult financing and points out the coping strategies.