受益人和被指定银行应准确鉴别开证行。执行转运作的银行应明确自身责任,避免对受益人及被指定银行造成误导。在信用证实务中,由于种种原因,信用证需要开证行以外的另一家银行转通知、转开或转让。虽然三者同为信用证项下的转运作,但各自的涵义大不相同。为识别和防范信用证风险,需要对它们之间的差异予以辨析。 The beneficiary and the designated bank should accurately identify the issuing bank. The bank that performs the transfer should clarify its own responsibility and avoid misleading the beneficiary and the nominated bank. In the letter of credit practice, due to various reasons, the letter of credit need to open a bank other than bank transfer notice, transfer or transfer. Although the three are the same as the transfer under the letter of credit, but their meaning is very different. In order to identify and prevent the credit risk, we need to distinguish the differences between them.