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随着电子计算机和互联网等相关技术的普及和发展,目前电子商务已经取得了很大幅度的发展。通过先进技术所实现的电子商务,除了能够满足人们的购物、出行等的需要,还能通过互联网金融等手段,满足人们的理财及信贷需要。这种科技环境为现在广泛出现的校园贷款提供了萌发的条件。很多不法分子利用学生不正确的消费观,诱导学生成为校园贷款的参与者。由于学生不具备经济偿还能力,很容易造成悲剧的发生。为了防止这种情况的出现,学校有必要教育学生树立正确的消费观。
With the popularization and development of related technologies such as computers and Internet, e-commerce has made great strides. E-commerce realized through advanced technologies not only meets people’s needs for shopping and traveling, but also meets people’s financial management and credit needs through means such as internet finance. This technological environment provides the germination conditions for the widespread campus loans nowadays. Many criminals use students’ incorrect view of consumption to induce students to become participants in a campus loan. Because students do not have the ability to pay for the economy, it is easy to cause a tragedy. In order to prevent this from happening, it is necessary for schools to educate their students to establish a correct view of consumption.