《国务院关于保险业改革发展的若干意见》正式公布以来,引起了社会对保险业发展的普遍关注。这个意见明确了保险业在我国经济社会发展中的重要地位,肯定了保险业在构建和谐社会中保障人民生命财产安全和融通资金的职能,同时也力求纠正一直以来外界对保险业片面、错误的看法。保险业的发展不仅需要良好的政策环境,同时也需要良 Since the State Council’s “Several Opinions on the Reform and Development of the Insurance Industry” was officially announced, it has aroused widespread public concern about the development of the insurance industry. This opinion made it clear that the insurance industry plays an important role in the economic and social development of our country. It affirmed the functions of the insurance industry in ensuring the safety of people’s lives and properties and financing the funds in the process of building a harmonious society. At the same time, it also seeks to correct the one-sided and erroneous view. The development of the insurance industry requires not only a good policy environment but also a good environment