一、案情经过 1992年6月5日,M市郊区个体户袁某向该市郊区保险公司代办站办理了家庭财产保险附加盗窃险。1992年9月10日,袁某家被盗,盗窃分子盗走了价值近万元的财物,其中有被保险财产收录机一台、日产三洋录放机一台,价值4700余元。案发后,袁某向保险代办站报了案,在郊区保险公司理赔员核实定损后,按规定支付了一笔赔款。1993年元月,该 First, the case after June 5, 1992, M suburb self-employed Yuan Mou to the suburbs insurance company agent station for the family property insurance additional theft insurance. September 10, 1992, Yuanmou home theft, thieves stolen nearly 10,000 yuan in value of property, including one of the insurance property tape recorders, Nissan Sanyo Recorder, worth 4700 yuan. After the incident, Yuanmou reported to the insurance agent station case, in the suburbs insurance claims adjudicators to verify the damage, according to the provisions of the payment of a compensation. January 1993, the