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随着利率市场化深入推进,利率波动对我国金融市场冲击不可避免。商业银行利率风险管理正日益重要,此文主要是解析了我国利率市场化给大多数商业银行可能带来的风险,并提出商业银行的应对措施。
With the further marketization of interest rates, the impact of interest rate fluctuations on China’s financial markets is inevitable. The interest rate risk management of commercial banks is becoming more and more important. This article mainly analyzes the possible risks brought by the marketization of interest rates in most commercial banks and puts forward the countermeasures of commercial banks.