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据全国社保中心提供的资料,1998年至2003年我国基本养老保险金累积收支缺口1335亿元。这里说的收支缺口,是指在个人账户空转条件下的硬缺口,如果考虑个人账户的因素,这六年累计缺口约为6247亿元。随着我国人口老龄化进程的加快和老年抚养率的提高,如果依照目前的养老金筹集支付机制运行,我国的养老基金有可能会陷入入不敷出且财政无力承负缺口压力的窘境。养老保险制度的构建和改革,总的来说包括两种思
According to the information provided by the National Social Security Center, the cumulative deficit of basic pension insurance in China from 1998 to 2003 was 133.5 billion yuan. The gap between income and expenditure here refers to the hard gap under the idle condition of individual accounts. If we consider the factors of individual accounts, the accumulated gap in these six years is about 624.7 billion yuan. With the acceleration of the process of population aging in our country and the increase of the old-age dependency rate, if the current pension-raising and payment mechanism is operated, the pension fund of our country may fall into the dilemma of being unable to make ends meet and the financial inability to shoulder the gap pressure. The construction and reform of the pension insurance system generally include two kinds of thinking