[台海《新观察)第6期(作者李想)] 在发展市场经济二十多年以后,大陆社会失信问题越来越多。“信用贫困”已成为制约内地经济和社会发展,并进而阻碍内地全面融入国际社会的历史进程、影响其国际竞争能力的重大问题。著名经济学家吴敬琏教授分析认为,中国目前缺乏明晰的产权界定和强烈的维权意识;由政府指定贷款和指令形式形成的信用关系缺乏切实 [New Observations on the Taiwan Strait] No. 6 (by Li Xiang)] After more than two decades of developing a market economy, there have been more and more social dishonesty in the Mainland. “Credit poverty ” has become a major issue that restricts the economic and social development in the Mainland and thus hinders the full integration of the Mainland into the historical process of the international community and its international competitiveness. Professor Wu Jinglian, a famous economist, believes that China currently lacks a clear definition of property rights and a strong sense of rights protection. The credit relationship formed by the government-designated loans and directives lacks solid understanding