论文部分内容阅读
利用国务院城镇居民基本医疗保险抽样调查数据,采用Logit模型考察家庭成员的城镇职工基本医疗保险状态对城镇居民基本医疗保险参保决策的影响,来验证城镇居民基本医疗保险参保决策中可能存在的“搭便车动机”。实证分析表明,家庭中城镇职工基本医疗保险的参保成员对其他无保险成员参加城镇居民医疗保险项目具有明显的抑制作用,并且这种抑制效应对身体健康、收入较低、男性群体影响较大。
Using the sample data of the State Council’s basic medical insurance for urban residents, the Logit model was used to examine the impact of the basic medical insurance for family members on the decision-making of basic medical insurance for urban residents so as to verify the possible existence of urban residents’ basic medical insurance “Hitchhiking motivation ”. The empirical analysis shows that the insured members of the basic medical insurance for urban workers in the family have a significant inhibitory effect on the participation of other uninsured members in urban residents’ medical insurance programs, and this inhibitory effect has a greater impact on the health status, lower income and the male population .