随着我国利率市场化改革进程的推进,金融机构贷款利率浮动区间不断放宽。继2004年1月1日扩大贷款利率浮动区间之后,中国人民银行从2004年10月29日起上调金融机构存贷款基准利率并放宽人民币贷款利率浮动区间。对金融机构(不含城乡信用社)的贷款利率原则上不再设定上限,贷款利率 With the advancing marketization of interest rates in our country, the floating range of lending rates of financial institutions has been continuously relaxed. Following the expansion of the floating range of lending rates on January 1, 2004, the People’s Bank of China raised the benchmark deposit and lending rates of financial institutions and relaxed the floating range of RMB lending rates from October 29, 2004. In principle, lending rates to financial institutions (excluding urban and rural credit cooperatives) will no longer be capped, and lending rates