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今年以来,投资型保险产品以既有保障,同时兼具储蓄和理财功能越来越受到投资者的关注。其中,分红型保险产品甚至成为部分投保人进行投资理财的首选投资产品。面对今年分红型保险产品热销的环境,作为投资者应该怎样去看待和理性投保呢?投保分红型保险产品,投保人应该做到“长期投资、兼顾保障、按需投保、合理配置”的投保原则。
Since the beginning of this year, investment-based insurance products have gained more and more attention from investors due to their existing safeguards and the concurrent functions of savings and wealth management. Among them, the dividend-type insurance products even become part of the insured investment and financial management of choice for investment products. The face of this year’s dividend-type insurance products selling environment, as investors should look at and rational insurance it? Insured dividend-based insurance products, policyholders should be “long-term investment, taking into account protection, on-demand insurance, reasonable allocation ”The principle of insurance.