从2002年夏季开始,湖南省粮食购销市场已全面放开。收购资金贷款按照“以销定贷、以效定贷”的原则实行商业化运作。粮食主产区信贷管理如何适应新的形势?应采取哪些对策?围绕这些问题,我们对邵阳市进行了调查。一、面临的问题邵阳市地处湖南西南部的 Since the summer of 2002, the grain purchasing and marketing market in Hunan Province has been fully liberalized. The acquisition of funds loans in accordance with the “fixed sales loans, to set a loan” principle of commercial operation. How to adapt to the new situation in the credit management of major grain producing areas? What measures should be taken? In response to these questions, we conducted a survey in Shaoyang. First, the problems facing Shaoyang City is located in southwestern Hunan