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概括性条款是指较为宏观、内涵扩展、外延开放的条文,具有抽象性、统一性、全面性的特点,在法律体系及法律规范中得到广泛运用,往往起到“框架搭建”功能。概括性条款在与保险合同关联度、规范度极高的《侵权责任法》、《合同法》及《保险法》中构建严密规则规制,承担堵截拦截损害受害者、消费者的“法律利器”的法益功能,《侵权责任法》第6条“行为人因过错
The general provisions refer to the provisions that are macroscopic, connotationally extended, and open-ended. They have the characteristics of abstraction, unity and comprehensiveness. They are widely used in the legal system and legal norms and often serve as ”framework building“ functions. General Terms In the Tort Liability Act, the Contract Law and the Insurance Law, which have a high degree of relevance to the insurance contract, they have established strict rules and regulations and are responsible for intercepting the ”legal weapon“ ”The legal benefits of function,“ tort law ”section 6 " perpetrator of fault