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国家助学贷款是大学学生资助体系的一个主要资助方式。国家助学贷款“河南模式”于2005年初已在河南运行。2007年上半年共向省属大学学生发放贷款11.1亿元,资助家庭经济困难学生23.6万人次,贷款发放量居全国首位。青海、山西等省份已陆续实行国家助学贷款“河南模式”。而国家助学贷款“河南模式”的目标等问题尚待研究。这些问题的解决有助于国家助学贷款“河南模式”的完善和顺利实施。
The national student loan is a major subsidy for the university student funding system. National student loans “Henan model ” in early 2005 has been running in Henan. In the first half of 2007, a total of 1.11 billion yuan of loans were made to provincial university students, and 236,000 families were financially disadvantaged. The loan issuance ranked first in the country. Qinghai, Shanxi and other provinces have gradually implemented the national student loans “Henan model ”. And the issue of national student loans “Henan model ” has yet to be studied. The solution of these problems will help the improvement and smooth implementation of the national student loan “Henan Model”.