论文部分内容阅读
7月初,人保北京市分公司办理了第一例交强险的理赔,投保的车辆在河北省秦皇岛停放期间被其他车辆碰撞,对方车辆负事故全部责任。定损后投保车主王先生的车损为300元,对方车损为700元。本等着对方赔钱修车的王先生,却被对方保险公司告知,由于自己在人保北京市分公司投保了交强险,而对方却仍在使用商业三者险保单,即便无责,仍要从保险公司拿到400元的赔款赔偿对方车损。“我被人撞了,警察判定对方负全责,但结果是我要赔全责方400元,对方才赔我300元。这还不算,我还得替他跑腿,向保险公司报案、配合勘查现场、为事故定损、从投保公司为他领取赔偿……这未免太离谱了。”王先生百思不得其解
In early July, PICC Beijing Branch handled the first case of paying strong insurance. The insured vehicles were hit by other vehicles while parked in Qinhuangdao, Hebei Province. The other vehicle was fully responsible for the accident. After the damage insurance car owner Wang car damage is 300 yuan, the other vehicle damage is 700 yuan. While waiting for the other party to pay for the repairs, Mr. Wang was told by the other insurance company that he was still using the commercial tripartite insurance policy because he insured a strong insurance policy at PICC Beijing Branch, The company received 400 yuan indemnity each other car damage. “I was hit by the police to determine the other side bear the full responsibility, but the result is that I have to pay the full charge of 400 yuan, the other just to pay me 300. This is not, I have to run errands for him to report to the insurance company, With the investigation of the scene, the damage set for the accident, from the insurance company to receive compensation for him ... ... This is too far outrageous. ”Mr. Wang puzzled