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住房抵押贷款一级市场在抵押贷款证券化中起着关键的基础作用 ,抵押贷款证券的风险控制和防范离不开一级市场 ,证券的定价也离不开一级市场 ,我国目前的住房抵押贷款一级市场虽然有了很大程度的发展 ,但总的来说还不能满足证券化的要求 ,应把主要精力放在发展和完善一级市场上。
The primary market of the housing mortgage loan plays a key foundation role in the mortgage-backed securities. The risk control and prevention of the mortgage-backed securities can not be separated from the primary market. The pricing of the securities is also inseparable from the primary market. Our current mortgage Although the primary market of loans has been greatly developed, it still can not meet the requirements of securitization in general and should focus mainly on the development and improvement of the primary market.