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中国扶贫基金会(CFPA)小额信贷项目是目前国内发展最好的公益性小额信贷之一。本文比较系统地介绍了中国扶贫基金会开展的小额信贷模式的历史、基本流程、发展现状、面临的窘境和社会绩效情况等,得出了中国公益性小额信贷(微型金融)项目发展的几点启不。中国扶贫基金会小额信贷业务发展情况1996年,中国西部人力资源开发中心开始在陕西省和四川省实施小额信贷项目。该项目是中国秦巴山区扶贫世界银行贷款项目中的分项目之一,专门为贫困农户提供无需抵押的小额信贷
The CFPA Microfinance Project is one of the best-developed non-profit microcredit in China. This article systematically introduces the history, basic process, current situation, dilemmas and social performance of China Microfinance Foundation launched by China Foundation for Poverty Alleviation (CFPA), and draws lessons from the development of China’s public welfare microfinance project What time does not Kai. China Foundation for Poverty Alleviation Microfinance Business Development In 1996, the Western China Human Resources Development Center began to implement microfinance projects in Shaanxi Province and Sichuan Province. This project is one of the sub-projects in the World Bank-financed World Bank-China Qinba Mountains poverty alleviation project, which provides poor households with microcredit without mortgage